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"Terminate Your Debt Without Harming Your Credit".

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Find  Out  How  A  Retired  Texas CEO And A
 International Banker Consistently Humiliate
The  'Big Banks'  With  Their  Embarrassing  
   "Automatic  Debt  Eraser"  System  That  Can  
  Eliminate  Your  Credit  Card  Debt,  Student  
      Loans, Autos And Medical Bills In 1-3 Years      
 And  Your  Mortgage  In  Another 4-5 Years.
"Cut  Your  Interest  Rates  In  Half". 
    Reduce Your Monthly Payments Dramatically, 
  And You Watch As The Big Banks Pay For The
Entire Service.



Let the Giants of Wealth, Credit and Early Retirement
teach you the insiders formula to paying off your debt
in record breaking time.

     Look, this isn't the time to beat yourself up because your portfolio has been reduced by 40%. This is the time to stand up and fight. “Don’t get MAD get Even” you, me and the rest of the American public are part of a giant conspiracy (“keep them in debt for the next 25 years”) and its time you reversed  this madness. Your up against  the most powerful institutions in the world the  Banks.

     Finally  you  have  the TOOLS to  beat  them  at their own game. Our system  will show you how you can get out of debt (credit cards, autos, student loans and medical bills)  in 1 to 3 years  and  your mortgage in 4 to 5 years. We  will show you proof positive how you can make them (banks) pay for the entire program, how they will fund your retirement and how long  it  will  take before you will  become a millionaire. All  this while your  Fico score keeps  rising. But you  must take action now, because if you don’t  there is a very real possibility you will never do it.


“This is Truly the Great American Debt Opportunity”.

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 Never before revealed to the general public...for the last seven years taught
 in boardrooms and at some of the most prestigious universities in America.



Eastman Chemical Company

Neiman Marcus N D Center
Exxon/Mobil         
Xerox Corporation
City of Houston
Ernst & Young
State of Texas
Methodist Healthcare System
Christus Schumpert Medical Center
Alcatel
Chrysler Corporation
U.S. Steel
3-M Company  


University of Texas

Columbus State  College
Temple University
Boston Center for Adult education
Texas Christian University
Bloomsburg University
University of Richmond
North Lake College
Texas Tech
Salem State College
Southern Methodist University
Collin College
University of Hawaii
                                                                           
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_____________________________________________________________________________________________________

Has a 91% retention rate
"Cost Only Pennies Per Day To Operate", that the banks pay for.

Risk FREE Guaranteed and Tax FREE

Eliminate Credit Card Debt, Car Loans, Student Loans Even Medical Bills - in Just 1-3 Years!

  • Then Pay Off Your 30-year mortgage in another 4-5 Years!!

  • Cut Your Effective Interest Rates In Half.

  • Reduce Your Financial Stress.

  • Begin Your Journey of Financial Continuing Education.

  • Lay the Foundation for Your Strong Retirement Plan.

    Receive an Equivalent of 37% Return by Investing In Your Debt

·         Find out Why 76% of Americans are Dead or Dead Broke by Age 65

·         Calculate When You Will Be Debt-FREE!!!

·         Find Out When You Will Be a Millionaire.

·         Learn How to Deal With Emergencies.

·         Discover Why The Mortgage Tax Deduction is a Farce.

·         Save Yourself from Losing 100,000's of Dollars Throughout Your Lifetime.

You've heard it a thousand times."Its not what you do its how you do it".
"We couldn't do it ourself we needed help".

Success Stories

"I didn't care how

they did it". All
I wanted to know
was it was  going
to work. Six years
and ten months,
I'm debt free"
Burt, Utah



"The ADE program

helped me elimin- inate $290,000 of debt. It worked so well I got my son in the program also".
Madge, Virginia


What a relief to be able to sleep again with peace of mind!  Committing to your program was the best decision we've made in eleven years. Thats how long we've been in debts. Believe me; life after debt is  wonderful. Thank you, for giving us our lives back.
Ellis & Sheila,
Spokane


"This is truly the most under valued service I've ever seen. You have just really over delivered. Ten months in and I've saved 21k. And I'm just getting started".
Jason, Chicago


"Thanks for all your help and support. I would never of had the confidence to do this on my own". Ralph E.
Indianapolis


"I tried for years to get my debt under control. I finally gave up and started looking for help. I'm glad I found you guys. I had just under a half million in Credit Cs student loans and a mortgage and in 2 more years I will be debt free. I'm taking early retirement 10
years earlier than I had planned thanks to ADE"
The Brown family
thanks you." Texas


"I am a satisfied customer. My relationship with ADE  is coming to an end due to successfully realizing my goal of becoming debt free as a result of your help and services. All of your promises were met, even  exceeded. I have recommended your company to family and friends. Matt & Tracy,
Baton Rouge, La


Since I enrolled in
your program, I not only learned fiscal respon- sibility, but I also developed a sense of how to budget better. My credit score is up 60 points and for the first time in 9 years I feel great about myself and the direction that my life is going in.
Dr John,
Pitts, Pa
  We  paid  off  our credit  cards ($39,971) in seventeen
  months saved  thousands  in  interest  that  would
  have gone to the banks. We had a 369k thirty year
  mortgage with 22 years left that we wanted to pay off so
  we could  leave  this property  free  and clear  for our
  children. We were looking for a way, and only by accident
  did we find you. We  paid  off  our  mortgage in
  6½  years  and  saved  over 100,000  in  interest”.
  “You guys saved our life and sanity”.
    Thanks Ralph and Dee, S Carolina

When I first heard about what you were doing and the time and money you could save us I figured that we couldn’t afford it. I told Michael and he said  stop wasting your time you know the old saying "If it sounds to good to be true it usually is". Once he listen to one of     the recorded seminars he was sold. He said "thats my girl". Once you  explained how the banks would pay for everything, we couldnt wait to get started.
I tell everybody I know and some folks I don’t know about your program. I'm a pharmacist and I love what I do, I'm retiring in 2 years and I might want to become a salesperson for your company.
It tooks us 7 years 3 months to pay off our 433k in debt.  We had  such good credit  after the first year in the program and saved so much money in interests that we bought an apartment building with six  apartments.  “We are debt free, with exception of our apartment building which gives us a net income of 59k a year. We will have that paid off in another 2 1/2 years.  Were in the process of bying our second apartment building. This one has 20 apartmets and we should be able to net close to 140k a year. For the first time in fifteen years life is great and we have cash to spare. We appreciate everything your company has done and Bev, Shirley and Ed at IYD are some of our best friends.
       Joy & Michael,  New York

I finished law school in '95 and I had seventy six thousand dollars in student loans that I wasn’t making a dent in after paying on them for six years.  I also had twenty thousand in credit cards and a three hundred sixty thousand dollar mortgage plus my 42,000 auto.  When I was told I could payoff my credit cards, auto, student Loans mortgage in 7 to 9 years I was more than skeptical, but I decided what do I have to loose, as I had heard good things you had done. From day one its been a pleasure and a stress free ride. I could never get a handle on my debts. I was paying and paying and getting nowhere.
You not only drew a road map for my particular financial situation but you’ve chauffered me every mile of the way. Six years and nine months later I have paid off 80% of my debts, I will be debt free in  13 months. I’m 10 months ahead of our schedule.  The money I’ve saved is close to unbelievable.
     Thanks ADE.  Joan

This is the great American Opportunity…

This is NOT Consolidation, Negotiation, Settlement, Counseling, Refinancing
or some quick fix that desrtroys your credit and leaves you with more debt than you originally started with.

Our ADE system has already begun to revolutionize the Debt Industry.
Once you compare ADE to any the above all your questions and concerns are will be answered.

Finally, You're Allowed Inside The "Chamber of Secrets"

Even If You Don't Know "Squat"About Debt Relief, This Will
Work For You Like Magic.

Deal Breaker
Unfortunately this program is not for everyone.
About 200 people apply every week for admission
to our ADE program and only 20% are accepted.
Now that were opening our doors to the general public applications will quadruple. In order to maintain the personal care and support we will only accept a small percentage of the people who apply.

You must be current on all your debts
You must have a credit score above 600
You cannot have filed personal Bankruptcy in the last 10 years

The reason so many people apply for the ADE program is that we guarantee success. Think for a second, we guarantee you will be debt free in 1 to 3 years on your credit cards, autos, student loans and another
4 to 5 years on your mortgage. We guarantee you will be totally
debt free in 5 to 9 years.

Benefits of The ADE program
Save 10-40% on spending EASILY without sacrificing quality of life
Create a cash surplus that grows every month
Discover proven ways to save on insurance, cars, groceries, utilities, appliances and more
Capture dollars worth 40-80% more than the dollars you earn
Build wealth even with no room in your budget
Includes Financial Consultation
Cut Your Effective Interest Rates In Half
     Reduce Your Financial Stress
     Begin Your Journey of Financial Continuing Education
     Lay the Foundation for Your Strong Retirement Plan
     Receive a 37% Return by Investing In Your Debt
     Find out Why 76% of Americans are Dead or Dead Broke by Age 65
     Calculate When You Will Be Debt-FREE!!!
     Find Out When You Will Be a Millionaire
     Learn How to Deal With Emergencies
     Discover Why The Mortgage Tax Deduction is a Farce
     Save Yourself from Losing 100,000's Throughout Your Lifetime
WE GUARANTEE THE BANKS WILL PAY FOR THE PROGRAM


Don't Wait---Get Started Today